Texas Roof Deductible Law

Roofers who waive deductibles are cutting corners.

Texas roof deductible law.

To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible. This new law will help further protect consumers said texas insurance commissioner kent sullivan. Unfortunately due to a poorly worded statute many. Payment of deductible required.

Abbott is designed to end the illegal. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. Under the recently approved texas house bill 2102 any roofing contractor that offers to waive your deductible on your property insurance could be facing criminal charges. Specifically the payment of the deductible of which the homeowner is responsible for paying.

Hb2102 prohibition against waiving of deductibles available here the waiving of deductibles has been improper in texas since 1989. It is not a completely new law but rather a clarification and more carefully worded version of the deductibles law that has been around for years. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. Take your business elsewhere.

The first full paragraph states. A new law if approved by gov. The new laws texas hb 2102 have to do with insurance claims on roof repairs replacements. Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time.

Roofers who waive deductibles are cutting corners. Take your business elsewhere texas insurance commissioner kent sullivan. This new law will help further protect consumers. A policy with actual cash value coverage will take into account the age of your roof.

So roofers are now required to state in their contract in boldface language that you must pay the deductible under your property insurance policy. A person insured under a property insurance policy shall pay any deductible applicable to a first party claim made under the policy see tex. This law takes effect september 1 2019. A policy with replacement cost will pay 17 000 20 000 3 000.

This is usually done with a depreciation schedule. The new law entitled payment of insurance deductible goes into effect september 1 2019 and will be located in chapter 707 of the texas insurance code.