Stand Alone Dental Plans

While most dental plans require a waiting period for major services like crowns or root canals if you switch from your existing comparable plan to an aetna plan we will waive your waiting period so you can start using your plan right away.

Stand alone dental plans.

They will have a separate premium but stand alone plans can be considered affordable for the coverage they provide. You may want this if the health coverage you choose doesn t include dental or if you want different dental coverage. You can see them when you shop for plans in the marketplace. How to preview dental plans.

Most of these dental plans require that you see an in network dentist who may offer lower rates than out of network providers. If you choose a separate dental plan you ll pay a separate additional premium. It s possible to purchase a dental only insurance plan. If a health plan includes dental the premium covers both health and dental coverage.

If you are looking for stand alone dental insurance for yourself there are many options and plans. Separate stand alone dental plans cover routine preventive care to complex procedures like root canals a dental plan can help protect your finances and health for you and your family our experts can answer your questions and help you understand how to choose and enroll in a dental insurance plan that s right for you. With a variety of plans available you can find basic dental coverage for general dental care or choose coverage for major care such as dental implants. Stand alone dental plans november 2019.

In some cases separate stand alone plans are offered. Stand alone dental insurance plans for seniors are sold by private insurance companies and don t need to be coordinated through medicare. The information provided in this document is intended only to be a general informal summary of technical legal standards. Stand alone dental plan a type of dental plan offered through the marketplace that s not included as part of a health plan.

You ll have to pay a monthly premium but the cost will be offset by lower out of pocket fees. You can get a preventative plan for under a dollar a day or you can buy a plan that covers major services without having waiting periods. Separate stand alone dental plans. Dental plans can help you plan and budget for the costs of dental care.

Check to see if aetna dental direct is available in your state. Look for a stand alone dental insurance plan. It is not intended to take the place of the statutes regulations or formal policy guidance that it is based upon. This document summarizes current policy and operations as of.