Stand Alone Dental Plans California

Up to 1 500 covered per year after deductible and coinsurance for restorative services.

Stand alone dental plans california.

If a health plan includes dental the premium covers both health and dental coverage. You may want this if the health coverage you choose doesn t include dental or if you want different dental coverage. Stand alone dental plan a type of dental plan offered through the marketplace that s not included as part of a health plan. Sometimes stand alone plans offer richer benefits.

50 deductible for individuals and 150 deductible for families. If you choose a separate dental plan you ll pay a separate additional premium. You can see them when you shop for plans in the marketplace. Adults can get dental coverage in california by purchasing it as a supplement to their health insurance plan or on a stand alone basis.

Please see your plan booklet or policy for a complete description of plan benefits limitations and exclusions. While most dental plans require a waiting period for major services like crowns or root canals if you switch from your existing comparable plan to an aetna plan we will waive your waiting period so you can start using your plan right away. Delta dental ppo plans are underwritten by delta dental insurance company in al dc policy ient p core dc rev2018 fl ga la ms mt nv and ut and by not for profit dental service companies in these states. Dental health is an important part of your overall health.

Ca delta dental of california. An exception is when the dental insurance is a supplement to a health plan that is purchased by an employer. With a variety of plans available you can find basic dental coverage for general dental care or choose coverage for major care such as dental implants. Some dental plans don t have an annual maximum limit on extensive dental care but others do.

Pa md delta dental of. Separate stand alone dental plans. Dental plans can help you plan and budget for the costs of dental care. A typical annual maximum can range between 750 and 1 500.

Adults with and without children can enroll in family dental plans but they must purchase a health plan through covered california to be eligible. 0 for in network preventive services. How to preview dental plans. Separate stand alone dental plans cover routine preventive care to complex procedures like root canals a dental plan can help protect your finances and health for you and your family our experts can answer your questions and help you understand how to choose and enroll in a dental insurance plan that s right for you.

An annual maximum is the dollar amount your dental plan will pay toward your dental care expenses within a specific period usually a year. The following are cigna dental s individual insurance plans.